Category: App Review

Using Basic Asset Class Diversification to Produce Better Risk Adjusted Returns than the S&P 500 and Preserve Your Wealth amid COVID-19

In this article, we provide some background on the need to diversify among asset classes then demonstrate a conservative portfolio which produced significantly better risk-adjusted returns than the S&P 500, and finally discuss current issues related to the COVID-19 situation. The intention of this article is to shed light on the importance of multi asset class diversification; we do not recommend or endorse the portfolio demonstrated. BACKGROUND  There are many dimensions in the macro economy that you don’t control. Some of the most important dimensions are: Inflation: which is impacted by printing of money among other things Interest rates: which…

• Date: May 18, 2020

Navigating COVID-19 Through Time Diversification

INTRODUCTIONNobody knows when the World will be back to normal amid the COVID-19 pandemic, and even if we know, no one knows when we will recover from recession. There are currently some opportunities such as junk bonds with very high yields as well as companies with strong balance sheets that experienced more than 50% devaluation. However, there is always a big risk in investing all your money at once because the market may still have not reached the bottom yet and you can never be sure of when the trend will start moving upward. Two powerful ways to mitigate this…

• Date: April 15, 2020